How Privacy Covers DANA And QRIS
We collect only the account and transaction details needed to operate your requested services, verify account access and respond to support. A phone number supports the verification step; payment records can show whether a DANA, OVO, GoPay or QRIS request was submitted, accepted or held for
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checking. Bank transfer and virtual account references may also appear in our records when you choose those routes. We use these details to match activity to your account, investigate a payment status and reduce unauthorised access. We do not treat a payment name as permission to
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use unrelated personal data. Where access is discussed, it depends on local law and the region connected with your account. This Privacy Policy applies to the raya22 website and its account flows, while a linked third-party wallet or bank may apply its own privacy terms.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.